Florida 103% Mortgage Financing Loans

Hallmark Mortgage Services offers a diverse range of 103% mortgage financing loans designed to help our Florida mortgage customers purchase a home using a no money down mortgage program. Our diverse offering is a result of working with a wide number of Florida mortgage lenders who tailor their 103% mortgage financing product offerings around capturing targeted desirable Florida home buyers. As a leading Florida mortgage company, our multiple relationships result in our ability to make a wide variety of choices available to you. This means more of our clients have opportunities to utilize these no down payment programs, quickly shop multiple lenders and finance a portion of closing costs. To find out if you qualify for one of the many 103% mortgage programs offered by Hallmark Mortgage Services, just give us a call today at 1-866-358-2898 or use our fast quick mortgage application to schedule a phone conference.

Our 103% Mortgage Financing options for Florida properties feature many of these great benefits:

• Up to 103% fully amortized mortgage loans
• Offer stable and secure Fixed rate mortgage terms
• Have an Adjustable Rate Mortgage option
  • 5/1 ARM tied to the LIBOR or COFI Index
• Seller contributions of up to 3% can typically be utilized
• In some programs, mortgage insurance premiums could be waived
• No down payment needed and most of the closing costs could be covered
• Allows for the use of gift programs to cover your closing costs
• Several First Time Home Buyer programs are available to qualified applicants

If you're interested in the 103% financing program for your Florida home, you may also be interested in these other great no down payment programs offered by Hallmark Mortgage Services:

• 106% Financing Program - This program allows the financing of all closing costs and has no down payment requirements
• 100% Financing Program - This program has no down payment requirements and allow up to 6% seller paid closing costs.
• 80/20 Piggie Back Loan - This program uses an 80% First and 20% second mortgage. The second is typically a home equity line of credit which has an interest only mortgage payment feature

When you take a look at all of the benefits of doing business with Hallmark Mortgage Services, you can truly see why we are one of the mortgage leaders of Florida. Call us now at 1-866-358-2898 and our professional loan officers can provide all the necessary assistance in your home purchase. Have bad credit? Concerned you won't qualify for a mortgage? Don't worry, we have a wide range of programs including a diverse bad credit mortgage portfolio designed for home buyers with damaged credit. Don't have time to call right now about our 103% mortgage financing program? That's OK, just use our quick mortgage application and an Hallmark Mortgage Services loan professional will call you during a more convenient time.