Florida Bad Credit Home Loans

The reality is, many a prospective Florida home buyer or current homeowner can find themselves in a situation where they need a bad credit home loan. The fact is, having less than perfect credit does not mean you are any less of a person; it simply means you have suffered through past or recent financial difficulties that have resulted in negative marks being left behind on your credit report. At Hallmark Mortgage Services, we understand, and work with a wide range of Sub-Prime lenders who maintain a broad, diverse product offering tailored to Florida customers who have bad credit, yet need a home loan. To find out more about the many options available to you, simply give us a phone call at 1-866-358-2898 or use our quick mortgage application to learn more.

Bad credit home loans are known as sub prime mortgage loans in the real estate market. In fact, the bad credit lending market is actually called the sub prime loan market. This higher risk Florida mortgage market is where home buyers and homeowners can look to when they are unable to qualify for Freddie/Fannie conventional loans in the more traditional home finance market. Our Sub Prime lender relations have developed a wide portfolio of mortgage solutions specially designed to help you purchase or Refinance a Florida home. Just some of the many financing solutions we offer that help our bad credit clients succeed include:

• Customized Fixed Rate Mortgage programs offering 15 and 30 year terms
• Adjustable Rate Mortgage options designed for short term credit recovery periods;
  • A special 2/2/8, fixed rate for 2 years and rates adjust thereafter
  • Another 3/2/7, fixed rate for 3 years and rates change after the third year
• Bad credit second mortgage programs designed for short term debt consolidation
• First time home buyer loan options for those with poor credit
• Tailor-made Bad Credit jumbo and super jumbo mortgage loan options
• Loan for Real Estate Investors with bad credit
• Foreclosure Bailout Loans using hard money solutions
• Specialty Options are available with a select number of programs for well qualified bad credit borrowers which include;
  • Interest only mortgage payment options
  • Cashout Refinance Loan programs
  • Debt Consolidation Options
  • Rate & Term bad credit refinance
  • No Income Verification loan options with bad credit
• And many more financing solutions for Florida borrowers just like you.

The fact of the matter is, It's easy enough for any person to face unforeseen financial problems caused by various circumstances. As a leading Florida mortgage company, our loan officers are experts in assisting our clients in finding financing solutions that address a wide range of problems. As a credit challenged home buyer or homeowner, you owe it to yourself to call today at 1-866-358-2898 or just use our fast and easy quick mortgage application!