Florida First time home buyer Loans

At Hallmark Mortgage Services, we love our first time home buyers. As a first time buyer, there is really no greater feeling than walking through the door of your first home. This experience, no matter how many homes you buy, will never be duplicated. From excited, tearful to joyful, as a home buyer, the range of emotions you experience at your 1st home closing will be something you never forget, and something you'll remember at every new home closing you attend for the rest of your life. It is the biggest reason we love helping first time home buyers become first time homeowners. The closings are full of memories for a lifetime! Call today at 1-866-358-2898 or use our quick mortgage application to learn more about our many Florida mortgage programs designed just for you.

We work with over 100 Florida lenders who offer a broad selection of loan programs tailored to a wide range of financing and credit needs. It's why many of our customers say we are their only Florida mortgage company! We only originate mortgages in Florida, and we're specialists! From excellent credit loan programs for the affluent jumbo or super jumbo mortgage buyer, to bad credit mortgage programs designed for those Florida home buyers who have damaged credit. Many of the mortgage programs we can make available to our first time buyers include virtually the same features and options you'd get as a seasoned, expert home buyer.

Our program selection for the first time home buyer in Florida include:

• Traditional Safe and secure Fixed Rate Mortgage programs including 15, 20, 30 and 40 year fixed rate terms.
• Adjustable Rate Mortgage Programs including;
  • 1/1 ARM Options
  • 3/1 ARM Loans
  • 5/1 ARM Programs
  • 7/1 ARM Choices, and up to
  • 10/1 ARM with a ten year fixed period
• We can offer many qualified borrowers several no money down mortgage options including;
  • Multiple 100% Financing Options
  • The 80/20 Piggie Back Mortgage Program using a second mortgage like our home equity line of credit and no PMI
  • 103% Financing Programs for well qualified first time buyers
• We offer sever other programs including 97% Financing.
• Many programs can use specialty mortgage financing options and select programs allow for the interest only mortgage payment option.

Have you called to speak with a Florida mortgage expert? Give us a call today! 1-866-358-2898 or use our quick mortgage application for fast, free, no obligation answers. The fact is, Hallmark Mortgage Services has a wonderfully large portfolio of loan programs to select from designed to help our Florida first time home buyer clients to become a Florida homeowner. Our expert loan officers are seasoned and experienced so you don't have to be! Call today, 1-866-358-2898.