Option ARM Mortgage Loan Program

At Hallmark Mortgage Services, we offer several Option ARM mortgage loan programs designed for the savvy Florida mortgage borrower who understands the value of putting money to work. The Option ARM mortgage is most suitable for effective cash flow management. More specifically, our Option ARM program offerings are designed for the homeowner whose home equity is very high and who want a process by which they can control cash flow through payment rates starting as low as 1%. The ideal prospect for this kind of loan is most interested in putting their homes equity to work for them in other investment venues. Many real estate investors whp pwn existing properties love this program as part of a new property reinvestment strategy due to the positive monthly cash flow the program creates.

The Option ARM program is also called as 'negative amortization home mortgage' and the 'pick a payment loan program.' One of the many advantages with the Option ARM program is that it does not typically require any income verification. As such, most borrowers who have a large amount of home equity can qualify and obtain a Option ARM mortgage loan.

As more and more home buyers pay down their original mortgages combined with real estate market trends that have pushed up home appreciation, many homeowners find themselves with significant equity that could be put to use at a very modest payment cost. Why not use our quick mortgage application form, or call today at 1-866-358-2898 to find out more!

The Option ARM mortgage loan program features include:

• Payment rates starting as low as 1%
• Payment plans can be altered every month between interest only payment, full amount payment, and minimum amount payment
• Traditionally maintains gradual payment adjustments
• In most cases, no income verification is required
• The ability to fully control negative amortization

If you are considering the Option ARM program, we also recommend considering the interest only mortgage options of these adjustable rate mortgage loans:

• 3/1, 5/1, 7/1 and the 10/1 adjustable rate mortgage may be suitable for your strategy

Please keep in mind, the Option ARM program is most suitable for short-term as well as mid-term finance planning strategies. Hallmark Mortgage Services is the Florida mortgage company of choice for both home buyers and homeowners. Call us today at 1-866-358-2898 or use our quick mortgage application to find out more about all of the mortgage programs we have to offer!